152 extractive question-and-answer pairs built from 1. Introduction, published by nhsrcindia.org. Every answer is a verbatim span of text the source prints, and each row carries the passage it sits in, its offset in that passage, the source quote, the page and the location in the document, so any row can be checked against the original. 63 of the 152 pairs (41.4%) are explanatory questions and 89 restate a figure. 97.37% of rows pass the corpus quality gate.
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# One-time install: pip install desidata
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import desidata
df = desidata.load("health-insurance-expenditures-in-india-2013-14-question-and-answer-dataset")
df.head()Sign in with Google to download.
Usable for analysis, but expect some cleaning before you rely on it.
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First 10 of 152 rows
| question | answer | context | answer_start | question_type | knowledge_quality_score | source_quote | source_page | source_location | confidence | validation_status |
|---|---|---|---|---|---|---|---|---|---|---|
| What is the supplement considered to be in cases where no adjustments were made? | considered '0' as such adjustments were not made | If claims paid out are more than premiums the deficit is filled in and called as ‘supplement’. Here supplement is considered '0' as such adjustments were not made. Thus 3% is accounted as administrative expense of insurance companies. | 114 | definition | 1.000 | Here supplement is considered '0' as such adjustments were not made. | 45 | page=45,block=3 | 0.850 | valid |
| What function does an insurer perform in health insurance? | performs this risk pooling function | Health insurance is defined as a health financing mechanism that involves distribution of financial risk associated with the variation of individual’s health care expenditures by pooling costs over time (prepayment) and over people. Health insurance serves as a means to protect households from the risk of medical expenses that can be large, relative to modest incomes. The institution that performs this risk pooling function is an insurer. Insurer can be a private or government entity. Private entity as an insurer entitles coverage through premium/contributions mainly from household payments or sometimes from the government on behalf of target population. Government health insurance is generally funded from payroll contributions, specific cess or general government revenues. | 392 | definition | 1.000 | The institution that performs this risk pooling function is an insurer. | 21 | page=21,block=2 | 0.700 | valid |
| What is included in health insurance in India as defined by the National Health Accounts? | health-financing schemes financed by contributions/premiums collected from individuals or governments and pooled to actively purchase services from healthcare providers | For the purpose of National Health Accounts, health Insurance in India encompasses health-financing schemes financed by contributions/premiums collected from individuals or governments and pooled to actively purchase services from healthcare providers either by government (health department or government governed corporation/trust/society) and/or insurance company. According to System of Heath Accounts 2011 (SHA 2011) and NHA India guidelines, expenditures of the following five types of health financing schemes are considered health insurance expenditures in India. Social health Insurance 1. Government based voluntary insurance (Government Financed Health Insurance Schemes) 2. Employer based insurance - other than enterprises schemes (Private Group Health Insurance) 3. Other primary coverage schemes (Private Individual Health Insurance) 4. Community based health insurance 5. | 83 | definition | 1.000 | For the purpose of National Health Accounts, health Insurance in India encompasses health-financing schemes financed by contributions/premiums collected from individuals or governments and pooled to actively purchase services from healthcare providers either by government (health department or government governed corporation/trust/society) and/or insurance company. | ||||
| What financial arrangement ensures access to healthcare in social health insurance schemes? | a payment of a non-risk-related contribution by or on behalf of the eligible person | Social health insurance schemes13 have a financing arrangement that ensures access to health care based on a payment of a non-risk-related contribution by or on behalf of the eligible person. Contributions are mainly wage-related and are shared between employers and employees and/or by the government to cover deficits. The social health insurance scheme is established by a specific public law, defining, among others, the eligibility, benefit package and rules for the contribution payment. | 107 | definition | 1.000 | Social health insurance schemes13 have a financing arrangement that ensures access to health care based on a payment of a non-risk-related contribution by or on behalf of the eligible person. | 30 | page=30,block=2 | 0.700 | valid |
| What is the allocation formula for multiple financing sources for a particular expenditure line item? | the share of finance contributed by each FS code to the total expenditure of the scheme | A2.1 Allocation for Multiple Sources of Financing (FS), Providers (HP) or Functions (HC) A2.1. Allocation formula for FS if there are multiple codes of FS for a particular expenditure line item is the share of finance contributed by each FS code to the total expenditure of the scheme. every line item under CGHS is to be split for FS codes FS.1.1. (Union Government transfers and grants) and FS.3. (Social insurance contributions by employees), based on their contribution to the total scheme expenditures. Of the total CGHS expenditures (Rs.2392. Cr), if employee contribution towards CGHS is Rs.344. Cr and union government transfers is Rs.2047. Cr. The allocation formula is share of each source to total CGHS expenditures which is 14.16% for FS.3.1 and 85.84% FS.1.1.1,indicating the expenditure in the line item is allocated to both FS codes in this proportion. A.2.1. | 198 | definition | 1.000 | Allocation formula for FS if there are multiple codes of FS for a particular expenditure line item is the share of finance contributed by each FS code to the total expenditure of the scheme. | 45 | |||
| What is the allocation formula for expenditure line items related to drugs or diagnostics? | the share of the expenditure on drugs or diagnostics to the total expenditure against the particular line item | A2.2 Total Pharmaceutical Expenditures (HCRI.1) and Total Diagnostics Expenditures (HCRI.4) Allocation formula for expenditure line items related to drugs or diagnostics expenditures is the share of the expenditure on drugs or diagnostics to the total expenditure against the particular line item. allocation for HC.RI.1 for the line item, claims reimbursed under the employer based voluntary health insurance/private group health insurance (Rs.8016. Cr), is the share of pharmaceuticals expenditure under total voluntary group insurance as reported by Insurance Information Bureau, which is 28%. Thus 28% of Rs.8016. Cr is allocated to HCRI.1. A2.3 Allocating Administrative Expenditures of Voluntary Health Insurance Schemes Administrative expenses of the insurance companies is Total premium + Supplements - Claims paid out. The premiums and claims paid out are given in the IRDAI annual report. | 187 | definition | 1.000 | A2.2 Total Pharmaceutical Expenditures (HCRI.1) and Total Diagnostics Expenditures (HCRI.4) Allocation formula for expenditure line items related to drugs or diagnostics expenditures is the share of the expenditure on drugs or diagnostics to the total expenditure against the particular line item. | ||||
| What type of insurance is described as being government-financed and voluntary? | Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) | Abbreviations xiii Executive Summary xv 1. Introduction to Health Insurance in India 1 2. Data Sources 6 3. Boundaries 6 4. Methodology 6 5. Health Insurance Estimates for India (2013-14) 7 5. All Health Insurance Schemes 7 5. Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. Community Based Health Insurance Schemes 15 6. Health Insurance Estimates for year 2004-05 and 2013-14 17 Annexures | 268 | definition | 1.000 | Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. | 7 | page=7,block=5 | 0.700 | valid |
| Which type of insurance is associated with private group health coverage? | Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) | Abbreviations xiii Executive Summary xv 1. Introduction to Health Insurance in India 1 2. Data Sources 6 3. Boundaries 6 4. Methodology 6 5. Health Insurance Estimates for India (2013-14) 7 5. All Health Insurance Schemes 7 5. Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. Community Based Health Insurance Schemes 15 6. Health Insurance Estimates for year 2004-05 and 2013-14 17 Annexures | 361 | definition | 1.000 | Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. | 7 | page=7,block=5 | 0.700 | valid |
| What type of health insurance is linked to private individual coverage? | Other Primary Coverage Schemes (Private Individual Health Insurance) | Abbreviations xiii Executive Summary xv 1. Introduction to Health Insurance in India 1 2. Data Sources 6 3. Boundaries 6 4. Methodology 6 5. Health Insurance Estimates for India (2013-14) 7 5. All Health Insurance Schemes 7 5. Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. Community Based Health Insurance Schemes 15 6. Health Insurance Estimates for year 2004-05 and 2013-14 17 Annexures | 460 | definition | 1.000 | Social Health Insurance Schemes 10 5.3 Government Based Voluntary Insurance (Government Financed Health Insurance Schemes) 12 5.4 Employer Based Insurance - Other than Enterprises Schemes (Private Group Health Insurance) 13 5.5 Other Primary Coverage Schemes (Private Individual Health Insurance) 14 5. | 7 | page=7,block=5 | 0.700 | valid |
| What do the arrows in the diagram represent? | flow of funds to institutional units/ providers and services to beneficiaries | (Arrows reflect flow of funds to institutional units/ providers and services to beneficiaries. Financing Schemes are shown in dotted boxes as the institutional units are represented by them) Revenues of financing schemes Financing Schemes Institutional Unit Healthcare Providers Services to Beneficiaries Households/ Employees Government Enterprises/ Employers Households/ Employees Insurance Companies Private Hospitals Government Hospitals (Union and State Health Depts.) Government Hospitals (Owned ESIC, Railways, Defence) Private medical practitioners (clinics) Inpatient and Outpatient Curative care Services Social Health Insurance Funds (CGHS, ECHS, | 16 | definition | 1.000 | (Arrows reflect flow of funds to institutional units/ providers and services to beneficiaries. | 25 | page=25,block=2 | 0.700 | valid |
Read straight from the file — download or use the API URL for the full dataset.
| 21 |
| page=21,block=2 |
| 0.700 |
| valid |
| page=45,block=3 |
| 0.700 |
| valid |
| 45 |
| page=45,block=3 |
| 0.700 |
| valid |